Finance

Fitness Market offers a range of finance options to help you get your fitness equipment sooner. If you are interested in buying fitness equipment, whether it is a treadmill, elliptical cross-trainer, home gym, or a whole personal training fitness studio, then we can assist you to finance your purchase.

3 months to 24 months payment plan with NO INTEREST!
An easy, in-store application takes 15 minutes with quick over-the-phone/internet approval notice.
We can tailor a fitness equipment package to suit your needs and all the equipment can be put on one finance application.
As soon as the application is approved and you have paid the minimum deposit, then you are able to take the equipment away with you on the same day!
Finance and Payment Plans are available for personal applications or A.B.N. holders (self-employed).

It's very easy, and the process is as follows:

Choose your fitness equipment.
Fill out the application form with the help of our friendly staff.
We contact the Finance company on your behalf and get over-the-phone/internet approval.
You pay the minimum deposit required.
Take your fitness equipment away with you and start getting fit immediately!

Call us 1800 635 685

Who is Certegy Ezi-Pay?

Certegy Ezi-Pay Pty Ltd has been providing a No Interest Ever!* retail payment plan since 2000. For more information, visit www.certegyezipay.com.au

What is Certegy Ezi-Pay Express?

A continuing credit payment plan that lets you purchase goods or services today, by paying an initial deposit, with the remaining balance being conveniently direct debited fortnightly. There is a simple application, no invasive questions and fast approval times. Best of all there is NO INTEREST EVER!*

What are the set up fees and charges for an Ezi-Pay Express plan?

When you make your initial purchase, Certegy will open an Account for you. With this initial purchase you will pay a once off establishment fee between $35 and $80 to set up your account, which is payable over the term of the plan. The Account will provide you access to online information about your purchase(s), credit schedules, access to our 1800 customer call in facility and other benefits. There is a monthly account keeping fee of $ 2.90 which will be direct debited whilst your account remains active.

Are there any other charges?

There is a $2.50 payment processing fee to process each repayment. Please remember that your payment plan is NO INTEREST EVER!* Please refer to the “Terms and Conditions” in store for further details.

Can I make multiple purchases?

Yes- Please refer to the “Terms and Conditions” in store for further details.

Can I close my Account and are there any charges?

Once your purchase(s) have been paid in full and your account balance is zero you can cancel via written notice to Certegy. There are NO additional fees for closing your Account or paying out early.

What do I need to apply for a payment plan?

Please refer to the “Terms and Conditions” in store

To be over 18 years of age and be a permanent resident of Australia.
To be employed on a Full-Time basis working 35 hours or more or be an Aged or Veterans Pensioner.
To have a bank account or credit card in your name with documentation showing proof of ownership ie bank statement – Sorry EFTPOS cards are not suitable as they can not be debited.
To provide suitable identification.

*Certegy Ezi-Pay Express is a continuing credit payment plan provided by Certegy Ezi-Pay Pty Ltd (ABN 28 129 228 986). A once off establishment fee between $35 and $80 to activate your account is payable with your first purchase under the plan. A $2.90 monthly account keeping fee and a $2.50 payment processing fee applies, other fees and charges may apply. See in store for terms and conditions. For Certegy Ezi-Pay Express No Interest Ever! applies.

What is interest free?

Interest free lets you take what you want now and pay for it over time all without paying any interest during the interest free period. So if you purchase a TV on 24 months interest free, all you need to do is pay the minimum monthly payment each month. Remember, to pay the purchase off in full within the interest free period, you will need to pay more than the minimum monthly payment to avoid paying interest on your purchase.

What interest free options are available?

Gem® Visa has a number of great interest free options. 6 months interest free on any purchase over $250 Every time you make a purchase over $250 on your Gem Visa card, you'll automatically receive 6 months interest free. That's every time you pay a bill,¹ buy a gift, update your wardrobe, eat out or shop for groceries – it's that simple.

What is Gem Visa?

One card, two great interest free options: Interest free isn’t just for one-off purchases anymore. Now there’s a credit card with access to interest free every day. It’s called Gem Visa.

Long term interest free

For big purchases, enjoy long term interest free – a new treadmill, fridge, bed, jewellery – almost anything! A range of interest free terms are often available (one year, two years or even more) at over 10,000 stores Australia wide. 1 6 months interest free on any Visa purchase over $250 – anywhere, anytime, no catches. You can also enjoy interest free shopping everyday once you receive your Gem Visa. For any purchase over $250 on your Gem Visa you’ll automatically receive 6 months interest free. That’s every time you pay a bill2, buy a gift, update your wardrobe, eat out or shop for groceries. Anywhere Visa is accepted. Plus you’ll receive up to 55 days interest free on all your other purchases,3 and you can keep track of your purchases with clearly explained monthly statements. All this with only one annual fee of $99.

Long term interest free for those bigger purchases

If you're making a large purchase such as a new treadmill, fridge or even jewellery, you might like a longer interest free period. There are more than 10,000 stores and healthcare providers who often offer longer interest free terms (one year, two years, or even more).

Plus up to 55 days interest free on your other Gem Visa card purchases²

Every time you make a purchase over $250 on your Gem Visa card, you'll automatically receive 6 months interest free. That's every time you pay a bill,¹ buy a gift, update your wardrobe, eat out or shop for groceries – it's that simple.

Why should I choose Gem Visa?

Gem Visa is the only credit card in Australia that offers 6 months interest free on any purchase over $250, plus access to long term interest free at over 10,000 stores and healthcare providers Australia wide.

How much do I need to pay each month?

Your monthly statement will outline the minimum monthly repayment, but remember, to avoid paying interest, you’ll need to pay more than the minimum monthly amount to pay off your purchase within the interest free period.

What happens if I don’t pay off my purchase within the interest free period?

Interest isn’t backdated on interest free purchases of 6 months or more, so if you have a balance at the end of the interest free period, you’ll only pay interest on the remaining balance. How do I keep track of my interest free purchases and when they expire? We make it really easy for you to keep track of your interest free purchases. Each month you’ll receive a statement outlining your unexpired interest free purchases and the expiry date to help you easily manage your repayments to avoid paying interest. You’ll also be able to keep track of your interest free purchases with the Gem Visa Online Service Centre.

Legals 1. Available at participating retailers to approved applicants only. Conditions, fees and charges apply. Visit gemvisa.com.au for details. 2. Excludes BPAY transactions that are treated as a cash advance. 3. To receive up to 55 days interest free you must pay by the due date for the relevant statement the total of (a) the proportion of your minimum monthly payment derived from your unexpired interest free purchases, plus (b) your closing balance, less any unexpired interest free and buy now pay later purchases. See gemvisa.com.au for calculation details. 4. Applies after your first purchase and on the anniversary of that first purchase every year after. Gem Visa is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588). Australian Credit Licence number 392145.