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Finance

Fitness Market offers a range of both consumer and commercial finance options to help you get your fitness equipment sooner. If you are interested in buying fitness equipment, whether it is a treadmill, elliptical cross-trainer, home gym, or a whole personal training fitness studio, then we can assist you to finance your purchase.

  • Finance provided by Certegy Ezi-Pay
  • 12 months payment plan with NO INTEREST for consumers (Certegy Ezi-Pay).
  • 12 month to 60 month term leasing for commercial and corporate customers (using Flexi-Commercial).
  • An easy, in-store application takes 15 minutes with quick over-the-phone/internet approval notice.
  • We can tailor a fitness equipment package to suit your needs and all the equipment can be put on one finance application.
  • As soon as the application is approved and you have paid the minimum deposit, then you are able to take the equipment away with you on the same day!
  • Consumer finance and Payment Plans are available for personal applications or A.B.N. holders (self-employed).
  • Commerical finance available for small, medium and corporate businesses.

It's very easy, and the process is as follows:

  1. Choose your fitness equipment.
  2. We fill out the application form for you online with the help of our friendly staff. This takes about 15 minutes.
  3. We contact the Finance company on your behalf and get quick online or telephone approval.
  4. You pay the minimum deposit required.
  5. Take your fitness equipment away with you and start getting fit immediately!

Consumer Finance


Certegy Ezi-Pay Express

Certegy Finance

What is Certegy Ezi-Pay Express?

A continuing credit payment plan that lets you purchase goods or services today, by paying an initial deposit, with the remaining balance being conveniently direct debited fortnightly. There is a simple application, no invasive questions and fast approval times. Best of all there is NO INTEREST EVER!*

What are the set up fees and charges for an Ezi-Pay Express plan?

When you make your initial purchase, Certegy will open an Account for you. With this initial purchase you will pay a once off establishment fee between $35 and $90 to set up your account, which is payable over the term of the plan. The Account will provide you access to online information about your purchase(s), credit schedules, access to our 1800 customer call in facility and other benefits. There is a monthly account keeping fee of $3.50 which will be direct debited whilst your account remains active.

Are there any other charges?

There is a $2.95 payment processing fee to process each repayment. Please remember that your payment plan is NO INTEREST EVER!* Please refer to the “Terms and Conditions” in store for further details.

Can I make multiple purchases?

Yes- Please refer to the “Terms and Conditions” in store for further details.

Can I close my Account and are there any charges?

Once your purchase(s) have been paid in full and your account balance is zero you can cancel via written notice to Certegy. There are NO additional fees for closing your Account or paying out early.

What do I need to apply for a payment plan?

Please refer to the “Terms and Conditions” in store

  • To be over 18 years of age and be a permanent resident of Australia.
  • To be employed on a Full-Time basis working 35 hours or more or be an Aged or Veterans Pensioner.
  • To have a bank account or credit card in your name with documentation showing proof of ownership ie bank statement – Sorry EFTPOS cards are not suitable as they can not be debited.
  • To provide suitable identification.

*Certegy Ezi-Pay Express is a continuing credit payment plan provided by Certegy Ezi-Pay Pty Ltd (ABN 28 129 228 986). A once off establishment fee between $35 and $90 to activate your account is payable with your first purchase under the plan. A $3.50 monthly account keeping fee and a $2.95 payment processing fee applies, other fees and charges may apply. See in store for terms and conditions. For Certegy Ezi-Pay Express No Interest Ever! applies.

 

Gem Visa

GE Money Finance

What is Gem Visa?

One card, two great interest free options: Interest free isn’t just for one-off purchases anymore. Now there’s a credit card with access to interest free every day. It’s called Gem Visa.

What is interest free?

Interest free lets you take what you want now and pay for it over time all without paying any interest during the interest free period. So if you purchase a TV on 24 months interest free, all you need to do is pay the minimum monthly payment each month. Remember, to pay the purchase off in full within the interest free period, you will need to pay more than the minimum monthly payment to avoid paying interest on your purchase.

What interest free options are available?

Gem® Visa has a number of great interest free options. 6 months interest free on any purchase over $250 Every time you make a purchase over $250 on your Gem Visa card, you'll automatically receive 6 months interest free. That's every time you pay a bill,¹ buy a gift, update your wardrobe, eat out or shop for groceries – it's that simple.

Long term interest free

For big purchases, enjoy long term interest free – a new treadmill, fridge, bed, jewellery – almost anything! A range of interest free terms are often available (one year, two years or even more) at over 10,000 stores Australia wide. 1 6 months interest free on any Visa purchase over $250 – anywhere, anytime, no catches. You can also enjoy interest free shopping everyday once you receive your Gem Visa. For any purchase over $250 on your Gem Visa you’ll automatically receive 6 months interest free. That’s every time you pay a bill2, buy a gift, update your wardrobe, eat out or shop for groceries. Anywhere Visa is accepted. Plus you’ll receive up to 55 days interest free on all your other purchases,3 and you can keep track of your purchases with clearly explained monthly statements. All this with only one annual fee of $99.

Long term interest free for those bigger purchases

If you're making a large purchase such as a new treadmill, fridge or even jewellery, you might like a longer interest free period. There are more than 10,000 stores and healthcare providers who often offer longer interest free terms (one year, two years, or even more).

Plus up to 55 days interest free on your other Gem Visa card purchases²

Every time you make a purchase over $250 on your Gem Visa card, you'll automatically receive 6 months interest free. That's every time you pay a bill,¹ buy a gift, update your wardrobe, eat out or shop for groceries – it's that simple.

Why should I choose Gem Visa?

Gem Visa is the only credit card in Australia that offers 6 months interest free on any purchase over $250, plus access to long term interest free at over 10,000 stores and healthcare providers Australia wide.

How much do I need to pay each month?

Your monthly statement will outline the minimum monthly repayment, but remember, to avoid paying interest, you’ll need to pay more than the minimum monthly amount to pay off your purchase within the interest free period.

What happens if I don’t pay off my purchase within the interest free period?

Interest isn’t backdated on interest free purchases of 6 months or more, so if you have a balance at the end of the interest free period, you’ll only pay interest on the remaining balance. How do I keep track of my interest free purchases and when they expire? We make it really easy for you to keep track of your interest free purchases. Each month you’ll receive a statement outlining your unexpired interest free purchases and the expiry date to help you easily manage your repayments to avoid paying interest. You’ll also be able to keep track of your interest free purchases with the Gem Visa Online Service Centre.

Legals 1. Available at participating retailers to approved applicants only. Conditions, fees and charges apply. Visit gemvisa.com.au for details. 2. Excludes BPAY transactions that are treated as a cash advance. 3. To receive up to 55 days interest free you must pay by the due date for the relevant statement the total of (a) the proportion of your minimum monthly payment derived from your unexpired interest free purchases, plus (b) your closing balance, less any unexpired interest free and buy now pay later purchases. See gemvisa.com.au for calculation details. 4. Applies after your first purchase and on the anniversary of that first purchase every year after. Gem Visa is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588). Australian Credit Licence number 392145.

 

Commercial Finance

Ready to build up your fitness centre with the latest cross trainers, benches, weights and treadmills, but don’t want to weaken your cash flow? A leasing solution can help you get your business moving.

Fit out your fitness centre with all the latest equipment. With flexible lease agreements mean manageable monthly payments which are 100% tax deductible*. You can also easily add extra equipment as your gym membership grows.

Lease Almost Any Equipment You Need

You can lease just about anything your business needs from a treadmill to circuit training equipment. Talk to us about our cash-flow friendly leasing solutions for:  

  • Treadmills, exercise bikes, ellipticals & cross trainers
  • Circuit training
  • Gym benches
  • Multi gyms and multistation machines
  • Plate loaded machines
  • Steppers
  • Stretching
  • Upper body equipment
  • Weights, dumbbells and bars
  • Cross fit equipment

Example Costs

  • Lease exercise bikes & treadmills, valued at $35,000 from just $829.50 per month^.
  • Lease universal gym machines, valued at $15,000 from just $363.00 per month^.
  • Bundle an equipment package worth $10,000 from just $258.00 per month^.

Our flexible terms offer a simple way for you to finance your ongoing needs and stay up-to-date with the latest technology. A number of end-of-term benefits also gives you the option to upgrade to new equipment, extend your term or make an offer to purchase.

5 Top Reasons To Lease Fitness Equipment Through Us

  1. Flexible 12, 24, 36, 48 and 60 month term options.
  2. No capital outlay means steady cash flow.
  3. Tailored solutions support growing practices.
  4. Ability to finance a single machine or your entire business.
  5. Fully tax deductible*.
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